Data Foundation

Proprietary Industry-Leading Accuracy

Experience in Leadership Team

AgoraCapital™ provides structured financing to Loan Originators, connecting them to abundant and affordable capital from the capital markets. Our artificial intelligence, analytics, structures, and guidance provide the scale and sophistication to the Loan Originators.

AgoraTrade Auto Loan Trust (ATALT) offers structured portfolios ranging from $5 million to $50 million, with a guaranteed yield. Our interests are fully aligned—our compensation begins only after you receive your return.

Dynamic reporting and analytics for your loan portfolio. Understand value, cash flows and more.

Loan Originator access and guidance to your loan portfolio with granular loan-level information enabling originators to manage their portfolios and originations. The AgoraPortal™ is the only technology on the market providing guidance and tools aiding loan originators seeking to build wealth.

Nuron™ is our proprietary artificial intelligence (AI) risk, pricing, and fraud modeling system, which is extremely accurate in predicting cash flows and cumulative net loss (CNL). Our machine learning models were trained and designed using over $350 billion in loan principal balance.

AI-Powered Funding Programs for Loan Originators

Start building wealth securely today with innovative, AI-driven funding solutions

A Smarter Path to Funding

In today’s evolving financial landscape, access to reliable non-prime lending has been challenging for lenders and originators. Without secure and efficient access to funding, many lenders miss out on growth opportunities.

Leveraging Our Data-Driven Technology

Agora has pioneered sophisticated Artificial Intelligence and Machine Learning models designed to accurately and securely predict loan performance, ensuring that our lending partners can offer credit responsibly and profitably.

Agora provides technology that connects lenders with funding, providing a seamless, secure, and cost-effective way to grow their portfolios while minimizing risk. Similar to what large platform lenders and originators enjoy.

Building Wealth Safely with Technology

We trained our proprietary technology on a vast $350 billion dataset of non-prime automotive finance.

Leveraging that technology, we offer tools to make better decisions, originate loans responsibly, promote consumer success, and build stronger portfolios.

Auto Dealers

Financial Institutions

$350 Billion

AI/ML Modeling

150+ Years

Products and Features